Receive a FREE Home Appraisal!*

Upon successful closing with Lake Area Mortgage.

Schedule A Free Mortgage Review!

Whether it’s a new or existing mortgage, a mortgage review allows you to explore several financing options best suited for your situation – potentially saving you thousands of dollars over the life of your loan!

BUY

Home buying solutions

For first-time homebuyers, move-up buyers, second home purchases, and investment properties. Lake Area Mortgage is dedicated to making the entire process smooth and simple.

  • Low closing costs
  • Competitive rates
  • Affordable first-time homebuyer programs
  • Access to numerous downpayment assistance programs
  • In-house processing, underwriting and closing department

Conventional Loans FHA Loans VA Loans Down Payment Assistance Loans USDA Loans / Rural Loans Jumbo Loans Bridge Loans

BUILD

Building your dream home?

Lake Area Mortgage makes financing easy with our Single-Close Construction Loan – one loan, one set of closing costs.

  • Single-Close Construction Loan
  • Extended locks available
  • Interest-only payments during construction at 2.99%
  • Flexible down payment options
  • One application and one approval process

Single-Close Construction Loan

REFINANCE

Is it time to refinance?

We’re here to help you take the next step. Lake Area Mortgage can help you determine whether refinancing is right for you.

  • Lower your mortgage payment
  • Lower your interest rate
  • Consolidate 2nd mortgage
  • Shorten your mortgage loan term
  • Change your home loan type
  • Cash-out refinance option

Cash-Out Refinance Rate-Term Refinance FHA Streamline USDA Streamline VA Refinance Lot & Land Refinance

REMODEL

Don’t move. Improve!

The Lake Area Mortgage Renovation Loan provides a simple and convenient way for borrowers to finance home improvements and renovations.

  • Interest-only payments during renovation
  • Increase your property value
  • Avoid taking out a second mortgage
  • Borrow against the as-improved value of the property
  • Purchase and renovate a fixer-upper
  • Perfect for additions or finishing basements

In-House Renovation Loan Homestyle Renovation Loan

  • Buy

    For first-time homebuyers, move-up buyers, second home purchases, and investment properties. Lake Area Mortgage is dedicated to making the entire process smooth and simple.

  • Build

    Lake Area Mortgage makes financing easy with our Single-Close Construction Loan – one loan, one set of closing costs.

  • Refinance

    We’re here to help you take the next step. Lake Area Mortgage can help you determine whether refinancing is right for you.

  • Remodel

    The Lake Area Mortgage Renovation Loan provides a simple and convenient way for borrowers to finance home improvements and renovations.

Free appraisals available with: Purchases! Refinances! New Construction! Renovation Loans!

Learn More!

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Receive a FREE double wall insulated stainless steel 20oz. tumbler when you come in for a FREE mortgage review!           
        

While supplies last! No purchase necessary!

 
Receive a FREE double wall insulated stainless steel 20oz. tumbler when you come in for a FREE mortgage review!

While supplies last! No purchase necessary!

 

Experience Exclusive Benefits!

  • Convenient In-House System

    With our processing, underwriting, and closing departments working in-house, we aim to assure that your loan process will be faster, flexible, and more streamlined than with other lenders.

  • Niche Mortgage Options

    Enjoy access to our extensive suite of mortgage options and products exclusive to Lake Area Mortgage.

  • Recognizable Service

    We proudly house a trusted team of award-winning mortgage professionals covering a wide array of expertise; including purchases, refinances and new construction.

LIMITED TIME OFFER!

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Remember to mention this special to your mortgage professional during your application process!

*Valid for appraisals up to $500, paid by Lake Area Mortgage. Extenuating circumstances in which appraisal fees exceed $500, may result in excess fees paid by customer. Only valid upon successful closing with Lake Area Mortgage NMLS# 645618. Buyer must mention offer at time of application. Property must be located in MN or WI. Subject to change and can be discontinued without notice. Not valid on second mortgage products. Must be age 18 years or older. Offer valid until 3/30/2020.

Lake Area Bank is a proud Equal Opportunity Employer.

1030 West County Road E – Suite 200 | Shoreview, MN 55126
phone: (651) 209-2900 | fax: (651) 209-2929
© Copyright 2019 – Lake Area Mortgage, a division of Lake Area Bank – NMLS ID# 645618